December 11, 2017

Three Reasons to be Pre Approved for Your Mortgage Before Shopping for a Home in CA Bay Area


Posted by Jason Wheeler | New here? Read our feed

It’s so easy to get a mortgage pre-approval letter. It should only take about 15 minutes on the phone with a good Loan Officer and just a bit of work gathering a few income documents.

So many people out there want to looking for their next dream home but have no idea what they can afford or even if they can get a loan on any property at all. I tell people they should be pre-approved before even speaking to a Realtor. If you want to know why you should be pre-approved for a mortgage here are the top 3 reasons.

  • Most Realtors won’t bother using their precious time

    …showing you properties unless they know that you have done your homework and you can afford the homes that you are looking at.  Realtors are busy and most of the really good ones will only truly make a time commitment to very serious clients that are ready to go.  Having a pre-approval says to your Realtor that you have done the foot work necessary in order to make a good offer.  On another note no Realtor wants to show you a $900,000 property listing if you are only pre-approved for $400,000 right?

  • Being pre-approved gives you ammo

    …when making an offer on a property. The seller knows that you have your ducks in a row and you are ready to move ahead and serious.

  • It gives you an edge.

    If you have the approval you are than much further ahead than others that may be shopping in your area.  Having a pre-approval letter in your hand will show sellers that you are serious and ready to go when you make your offer.

So get out there and find a good Lending Professional in your area.

If you need a quick approval and you are in the CA Bay Area you can get in touch with us anytime! Learn more about getting pre approved today and get the money you need in order to buy your California Real Estate today!

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Until Next time Here is to your success! Jason Wheeler


About Jason Wheeler - Real Estate & Lending

Jason Wheeler has been a top producing consultant in real estate and finance since 2003. Originating, conventional, government, portfolio and hard money loans throughout California for one of the top mortgage companies in the nation. Jason works directly with homeowners and purchases homes throughout the Bay Area with the purpose of adding value to older outdated homes. IF YOU LIKE OUR CONTENT GO VIP HERE

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