December 11, 2017

HOW TO BUY A HOUSE IN DIABLO VALLEY THIS YEAR

Are you looking to buy a home in the Diablo Valley East Bay Area? We focus and specialize in financing and closing transactions in Walnut Creek, Concord, Lafayette, Pleasant Hill and Martinez CA.

REVIEW MY QUICK HOME BUYERS CRASH COURSE BELOW

CLICK HERE TO COLLECT MY 5 BONUS TREASURES WHEN YOU GET REAL ESTATE WEEKLY

HERE ARE WHAT PAST CLIENTS ARE SAYING ON YELP REVIEW_FOR_JASON_WHEELER_2016-01-31_2226

AFTER YOU WATCH

Just call or contact me and I will quickly send you these three bonuses:

  1. Set up your Real Estate Search Here

    Get my guide on how to get approved in the next 24 hours.

  2. Get my 100 Types of Turbulence to avoid when buying a home

  3. Get my FREE custom Renting Vs Owning Calculator to see if a purchase makes sense (I’LL GIVE YOU A REALLY COOL SPREADSHEET TO PLAY WITH)

WHY ARE YOU HERE?

You have questions about Real Estate and or Mortgage Lending?

You don’t know where to start?

You don’t want to talk to a pushy sales person!

You want to know if buying or refinancing is right for you.

A Bit About Me…

I live and work in Pleasant Hill CA with my family.

I love helping others achieve their goals with Real Estate.

Involved in Real Estate & Lending since 2003.

I’ve closed over 3oo transactions in the last 5 years

Consistent top producer with a top nationwide company

Casual and easy to work with

I don’t quit!

TYPES OF LOANS WE OFFER

6 Most Common Home Bay Area Home Buyer Questions

I answer all of these in detail in the 20 minute crash course video in this posting.  Be sure to watch the whole thing to get my 3 special bonuses.

1. What is the process?
2. How much do you charge and what can I expect?
3. How do I know how much house I can afford?
4. How much cash will I need to purchase a home?
5. Broker or Banker or Direct Lender what is the difference?
6. I need a loan FAST!! How quick can I close?

MOST COMMON DIABLO VALLEY HOME BUYER QUESTIONS

QUESTION 1: What is the Home Buying Process?

  1. Get a Pre-approval

  2. Hire a Realtor

  3. Find a Home Make an Offer

  4. Open escrow process your home loan

  5. Loan funds

  6. Title Records

There is a bit more to the escrow process than spelled out here.  This is a very basic outline of the home buying process from start to finish.

QUESTION 2: I’m Afraid to call a Mortgage Broker or Realtor

How much do they charge and what can I expect for closing costs?

  1. My service is No cost to you. Flat Fees are paid directly from the bank.

  2. Most pre-approvals can be done within 10 to 15 minutes on the phone.

  3. What are My Closing Costs When I Buy?

  4. 1.5% to 2% of the purchase price rule of thumb. 300k purchase = $4,500 to 6,000 in closing fees. (can usually be financed or paid by the lender

  5. Most Common Lending Question

QUESTION 3: How do I know how much house I can afford?

What is your debt to income ratio? Monthly outgoing debts / Monthly GROSS income
Most Common Lending Questions

calculate your debt to income ratio

QUESTION 4: How much cash will I need to purchase a home?

As Little as 1% down payments.

Gift funds are OKAY in most cases

Down payment assistance and grants available for some borrowers.

QUESTION 5: Broker or Banker what is the difference?

Banker is stuck in a box with limited programs

High overhead and costs get passed to borrowers

Limited ongoing education and federal requirements

Mortgage Broker and Direct Lender the Benefits

Direct access to over 50 lenders that compete for my business

Wholesale pricing and low over head passed on to the borrower

Constant education required and Federal compliance yearly

Top 50 in production nationwide in Scottman Guide

Top rating with the BBB

Top producing consultant since 2003

QUESTION 6: I need a loan FAST!! How quick can I close?

Consistent closings within 14 to 21 days of submission.

Direct access and communication with bank execs and decision makers.

FAST CLOSING EXAMPLE

fast home loan closing example

NOW THAT MY QUESTIONS ARE ANSWERED… What should I do now?

Get my FREE guide on how to get approved in the next 24 hours.
Get my 100 Types of Turbulence to avoid when buying a home
Get my FREE Renting Vs Owning Calculator to see if a purchase makes sense

Follow me or ask me a question on social media

Contact Me Personally with your questions

Client Appreciation Program

If you close your purchase with us and make 6 payments on time on your new loan we will
refinance your loan and lower your rate for no cost! *market and credit conditions must allow*

 

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DOWNLOAD THE PRESENTATION SLIDES HERE

Always remember if you need advice or have questions regarding financing or buying a home in the Mount Diablo Valley CA East Bay Area your FIRST stop should be right here.

About Jason Wheeler - Real Estate & Lending

Jason Wheeler has been a top producing consultant in real estate and finance since 2003. Originating, conventional, government, portfolio and hard money loans throughout California for one of the top mortgage companies in the nation. Jason works directly with homeowners and purchases homes throughout the Bay Area with the purpose of adding value to older outdated homes. IF YOU LIKE OUR CONTENT GO VIP HERE

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