June 26, 2017

REAL ESTATE MARKET DATA FEBRUARY 2016

A lot has changed this month compared to last month in the local real estate market. Inventory is still very low prompting more competition between buyers. Unexpectedly, interest rates have fallen to near fifty-year lows. People everywhere are applying for financing and trying to buy home. NOW IS A GOOD TIME TO GET YOUR FINANCIAL […]

Reviews and Testimonials for Pleasant Hill Bay Area Mortage Broker Jason Wheeler

Nothing makes my day quite like a local reviews from an amazing client in my home town of Pleasant Hill CA for my Mortgage Broker services. Thanks so much to my happy clients that truly make it all worth it. She made this review in March of 2013 on the popular site Yelp.com Review for […]

Farida Chapman Realtor – Jumbo Portfolio Private Loans for Bay Area Realtor Listings

Farida Chapman Bay Area Realtor has and awesome Jumbo Portfolio Listing right now in Pleasanton California. 3711 Trenery Dr  –  Pleasanton CA 94588 Open House 3/3/13 from 1 – 4 PM Offered at $3,499,000Grand Victorian EstateThis beautiful Victorian estate is situated on 1.5 exquisite acres of property and boasts sweeping hillside views. Built in the […]

Bay Area FHA Streamline Loan Refinance Requirements, Calculators, Rates & Closing Costs Explained

The FHA Streamline refinance program is a great option for Bay Area home owners to lower their monthly payments. If you recently purchased with an FHA loan… you should know …The Federal Housing Administrations purpose is to help offer aid to homeowners to make housing and home ownership attainable and affordable. You would be wise […]

Video: Seasoned Bay Area Mortgage Broker Talks About Rates, Pricing Loan Programs and Educational Recources

In this quick tutorial training I talk about the most common Bay Area Mortgage questions. As a Mortgage Broker since 2003 in the CA Bay Area I get a ton of questions on a regular daily basis. I wanted to put together a quick off the cuff non scripted training for people in the CA […]

GET A BAY AREA HOME LOAN WHEN THE PROPERTY IS AN INVESTOR FLIP

How can you get a mortgage in the CA Bay Area when the subject property is an investor flip? It was pretty exciting to go into the Labor Day holiday this week knowing my amazing clients who found me on the popular site Yelp.com from the great reviews on the site a few months back […]

Bay Area Jumbo Loans Approved When Other Lenders Say No – Plegded Assets and Asset Depletion Are Okay!

  C2 Financial and Jason Wheeler have some unique products that will help you get a jumbo loan closed.  If you have significant stock holdings, or other liquid assets however you lack the ability to document income as defined by the IRS we can likely help you if you have been turned down by other […]

How to Get a Home Loan That Closes Fast in California – Use a Private Portfolio Lender Fast Closing Mortgages

      People always ask me where can I get a fast closing mortgage in California? What is the fastest I can close a loan? Well I can say with confidence we can help you facilitate a loan that closes fast. We have the fastest closings on FHA purchase loans in the mortgage business. […]

Bay Area Mortgage Rates Hold at Lows After May Jobs Report

  Market Commentary from Mortgage Daily Bay Area mortgage rates in the SF and surrounding areas continue to operate at their best levels since early February following Friday’s weaker-than-expected Employment Situation report.  There was effectively no change in most lenders’ rate sheet offerings versus Friday morning’s rates.  Even last week, there were no dramatic movements into the […]

Mortgage APR Explained, What is the Difference Between and Interest Rate and APR

Posted by Jason Wheeler | Fully Follow Me | Subscribe It is also one of the most misunderstood numbers people find when applying for loans. As consumer loans, and mortgages in particular, turned more complicated it became necessary to help regulate the way lenders advertise and notify the potential borrower of their interest rates. The […]

CA Bay Area Mortgage Rates Inch Back Into Historically Low Territory

Posted by Jason Wheeler | Fully Follow Me | Subscribe After quite a few ticks upward in the last few weeks It looks like mortgage rates have pushed back down to their historic lows in the Contra Costa East Bay Area. If you are in the middle of processing a loan or you are refinancing […]

Bay Area Mortgage Rates Spike to Highest Level of the Year. Will They Return to Their Lows?

  Posted by Jason Wheeler | Fully Follow Me | Subscribe With a huge spike in interest rates last week many are freaking out on a new uptrend. I say hold your horses and they will be on their way back down in the few weeks to come. My recommendation is to wait on locking […]

FHA Mortgage Insurance Rates are Going Up in April 2012 for Bay Area Borrowers

  Posted by Jason Wheeler | Fully Follow Me | Subscribe The FHA is said to be raising mortgage insurance rates in April 2012 from 1.00% to 1.75% and the monthly premium is going from 1.10% to 1.20%. This means you need to get off the fence and buy that home you’ve been thinking about […]

[Video] Big Banks like Citi Mortgage Settle for over 26 Billion Consumers to Benefit

Posted by Jason Wheeler | Fully Follow Me | Subscribe It will be quite interesting to see how this all plays out. I would guess that if you bought your home with an options ARM and you never refinanced these loans would likely be the first to get a slice of this settlement with the […]

HARP 2.0 Program 2012 Could Help Many in SF Bay Area – Fannie Mae Home Affordable Refinance Program & Freddie Mac’s Open Access

Posted by Jason Wheeler | Fully Follow Me | Subscribe Update 2/10/2012 – We are now accepting applications for this new program. inquire today right here! and find out about HARP 2 rates today. If you want to learn a whole lot more about HARP 2.0 changes and if you can benefit from them if […]

Why Use A Private Portfolio Mortgage Lender

  Posted by Jason Wheeler | Fully Follow Me | Subscribe I’m always talking to people about the benefits of working with myself and C2 Financial Corpcompared to what I call the big three retail lenders. Bank of America, Chase, and Wells Fargo.(Stay Away if you Want a Make Sense Loan! While these big retail […]

What is an Impound Account – Why Do I Need an Escrow Account When I Buy Bay Area Real Estate?

Posted by Jason Wheeler | Subscribe   What is an Impound Account? An account maintained by mortgage companies to collect amounts such as hazard insurance, property taxes, private mortgage insurance and other required payments from the mortgage holders; these payments are necessary to keep the home but are not technically part of the mortgage. Impound accounts […]

Three Reasons to be Pre Approved for Your Mortgage Before Shopping for a Home in CA Bay Area

  Posted by Jason Wheeler | New here? Read our feed It’s so easy to get a mortgage pre-approval letter. It should only take about 15 minutes on the phone with a good Loan Officer and just a bit of work gathering a few income documents. So many people out there want to looking for […]

10 California Private Money Portfolio Lending Scenarios… FUNDED – We Can Close When Your Lender Says NO.

STILL NEED TO CLOSE THIS MONTH??? have a purchase go sideways on last minute? need to get a real appraiser of your choice out there? We are not HARD money!!! Programs: We specializes in loans slightly outside the box, we are not always agency sellers so most of our loans represent agency fallout or turn down’s […]

NO DOWN PAYMENT FOR VETERANS! 100% FINANCING

Did you know that as a Veteran you can finance up to 100% of your next Real Estate Purchase if you are eligible?  We can quickly verify your eligibility for your VA benefits and help you secure your VA financing that you deserve for serving in the US armed forces. There is really not much […]

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