April 26, 2024

What is an Impound Account – Why Do I Need an Escrow Account When I Buy Bay Area Real Estate?

Posted by Jason Wheeler | Subscribe   What is an Impound Account? An account maintained by mortgage companies to collect amounts such as hazard insurance, property taxes, private mortgage insurance and other required payments from the mortgage holders; these payments are necessary to keep the home but are not technically part of the mortgage. Impound accounts […]

10 California Private Money Portfolio Lending Scenarios… FUNDED – We Can Close When Your Lender Says NO.

STILL NEED TO CLOSE THIS MONTH??? have a purchase go sideways on last minute? need to get a real appraiser of your choice out there? We are not HARD money!!! Programs: We specializes in loans slightly outside the box, we are not always agency sellers so most of our loans represent agency fallout or turn down’s […]

5 Tips When Finding a Lender. What is the Difference Between a Retail Direct Lender and a Wholesale Mortgage Broker in the CA Bay Area?

Posted by Jason Wheeler | Subscribe Lately I’ve had a lot of questions and concerns from clients and Realtors in the CA Bay Area real estate market place about the difference between a "Direct Lender" a "Retail Lender" and a "Wholesale Broker" What are the main differences and benefits of working with one or the […]

Why is Getting a Financial Mortgage Review is Like Going to the Dentist? Bay Area Financing can be a “Pain”

Posted by Jason Wheeler | New here? Read our feed Getting a financial review or a Mortgage Review is kind of like going to the dentist… Nobody likes going to the dentist, and nobody likes getting teeth pulled and poked at. However if you DON’T get that check up at least twice a year the […]

Continue to Rent or Be Grown up? Five Reasons you Should Buy A Home This Year in the CA Bay Area

 Guest Post by Laurie Berry | New here? Read our feed Continue Renting or Be A Grown Up? So you have a stable job and decent credit. Why are you paying money to live in someone else’s home? DO YOUR HOMEWORK! Right now interest rates for home loans are low. Lowest rates in 40 years! […]

15 DAY CLOSING GUARANTEE

Are you shopping for a Mortgage Loan in the California San Francisco Bay Area? Ask us today about our pricing and closing guarantees! We will put it in writing and I’m so confident that I will put my money where my mouth is too!! The Mortgage Process is not always easy and Rates Change on […]

High Balance Jumbo Mortgage Loans in California and San Francisco Bay Area only 20% Down Payment for Purchases!

  Posted by Jason Wheeler | Fully Follow Me | Read More When you are looking for a Jumbo High Balance Loan in California or in the Bay Area in general it can be difficult to secure financing for a high end 2nd home or an investment property with a 20% down payment. Most Jumbo […]

Rising Mortgage Rates in Contra Costa Bay Area Area on a Major Uptrend – Lock Your Rate Today with Your Mortgage Broker in the East Bay

Posted by Jason Wheeler | Read our Feed Mortgage Rates in the Bay Area and in California have seen a major uptrend in the last few weeks. If you are sitting on the fence you may want to take advantage and lock in your low rates today! This uptrend could last for some time. Bank […]

Getting a Jumbo Loan in California Above $700,000 – High Balance Loans up to 5 Million – 10 Reasons to Apply With Us!

Posted by Jason Wheeler | Fully Follow Me | Read More Investor relationships are key when you are referring to getting a loan. Especially if you are applying for a Jumbo Loan amount above $700,000. In today’s volatile lending environment it has become more and more difficult to secure financing especially for large loans and […]

Getting the Best Mortgage Rate In California Bay Area Working with a Broker or Banker

  Article by Jason Wheeler | New here? Subscribe to our feed | 925-285-2172 There are many ways to get out there and obtain the best rate on a mortgage loan. According to Michele Lerner at the San Francisco Chronicle While house hunting can sometimes be fun, home loan shopping is rarely a pleasurable activity, […]

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