June 27, 2017

GET A BAY AREA HOME LOAN WHEN THE PROPERTY IS AN INVESTOR FLIP

How can you get a mortgage in the CA Bay Area when the subject property is an investor flip? It was pretty exciting to go into the Labor Day holiday this week knowing my amazing clients who found me on the popular site Yelp.com from the great reviews on the site a few months back […]

Using Assets as Income to Qualify For a California Mortgage Loan

  Asset based lending in CA Bay Area Cities like Walnut Creek, Lafayette, Orinda and Pleasant Hill is alive and well. Did you know that if you have a large amount for liquid assets in a mutual fund or stock account, but you are having trouble documenting income as defined by the IRS on your […]

Bay Area Jumbo Loans Approved When Other Lenders Say No – Plegded Assets and Asset Depletion Are Okay!

  C2 Financial and Jason Wheeler have some unique products that will help you get a jumbo loan closed.  If you have significant stock holdings, or other liquid assets however you lack the ability to document income as defined by the IRS we can likely help you if you have been turned down by other […]

How to Get a Home Loan That Closes Fast in California – Use a Private Portfolio Lender Fast Closing Mortgages

      People always ask me where can I get a fast closing mortgage in California? What is the fastest I can close a loan? Well I can say with confidence we can help you facilitate a loan that closes fast. We have the fastest closings on FHA purchase loans in the mortgage business. […]

Bay Area Mortgage Rates Hold at Lows After May Jobs Report

  Market Commentary from Mortgage Daily Bay Area mortgage rates in the SF and surrounding areas continue to operate at their best levels since early February following Friday’s weaker-than-expected Employment Situation report.  There was effectively no change in most lenders’ rate sheet offerings versus Friday morning’s rates.  Even last week, there were no dramatic movements into the […]

Jobs Report Has Bay Area Mortgage Rates Dropping to All Time Lows

  Posted by Jason Wheeler | Fully Follow Me | Subscribe Today’s jobs report has tanked the stock market and interest rates on Mortgages are sharply lower near thier 3 month lows. American employers added fewer workers than forecast in April and the jobless rate unexpectedly fell as people left the labor force, adding to […]

Mortgage APR Explained, What is the Difference Between and Interest Rate and APR

Posted by Jason Wheeler | Fully Follow Me | Subscribe It is also one of the most misunderstood numbers people find when applying for loans. As consumer loans, and mortgages in particular, turned more complicated it became necessary to help regulate the way lenders advertise and notify the potential borrower of their interest rates. The […]

Bay Area Current Mortgage Rates Today Hit Lowest Point Since February

Posted by Jason Wheeler | Fully Follow Me | Subscribe Mortgage rates continue to decline from last week. Current pricing is now at it’s lowest since February. Recommendation is to lock in if you are processing a mortgage and you are looking to close this month. ——————————————————– After closing out the previous week with slight […]

CA Bay Area Mortgage Rates Inch Back Into Historically Low Territory

Posted by Jason Wheeler | Fully Follow Me | Subscribe After quite a few ticks upward in the last few weeks It looks like mortgage rates have pushed back down to their historic lows in the Contra Costa East Bay Area. If you are in the middle of processing a loan or you are refinancing […]

Bay Area Mortgage Rates Spike to Highest Level of the Year. Will They Return to Their Lows?

  Posted by Jason Wheeler | Fully Follow Me | Subscribe With a huge spike in interest rates last week many are freaking out on a new uptrend. I say hold your horses and they will be on their way back down in the few weeks to come. My recommendation is to wait on locking […]

Down Payment Assistance for First Time Buyers in Contra Costa County Neighborhood Stabilization Program

Right now there are several Grant Opportunities for First Time home buyers in Contra Costa County Currently there is a program in place for first time home buyers in Contra Costa County for a 3%. Here are the details for first time home buyers wishing to apply for the first time home buyer grant from […]

Deducting CA Home Mortgage Loan Interest Rates – Saving on your California Taxes

Guest post by Kevin Craig Is this how you feel when you think about tackling your taxes? Deducting home mortgage loan interest rates – Saving on your taxes Getting tax breaks on your home mortgage loan is one of the biggest benefits of home ownership but you need to know how it is possible to […]

HARP 2.0 Program 2012 Could Help Many in SF Bay Area – Fannie Mae Home Affordable Refinance Program & Freddie Mac’s Open Access

Posted by Jason Wheeler | Fully Follow Me | Subscribe Update 2/10/2012 – We are now accepting applications for this new program. inquire today right here! and find out about HARP 2 rates today. If you want to learn a whole lot more about HARP 2.0 changes and if you can benefit from them if […]

Loan Denied by Wells Fargo, Chase or Bank of America? I Can Likely Still Help You

Posted by Jason Wheeler | Fully Follow Me | Subscribe —————————————————————— Things sure have been busy the past few months with a major refinance boom happening. In the past three months I’ve been able to several people refinance thier home and save a ton of money. If you have not asked me about my lending […]

Why Use A Private Portfolio Mortgage Lender

  Posted by Jason Wheeler | Fully Follow Me | Subscribe I’m always talking to people about the benefits of working with myself and C2 Financial Corpcompared to what I call the big three retail lenders. Bank of America, Chase, and Wells Fargo.(Stay Away if you Want a Make Sense Loan! While these big retail […]

What is an Impound Account – Why Do I Need an Escrow Account When I Buy Bay Area Real Estate?

Posted by Jason Wheeler | Subscribe   What is an Impound Account? An account maintained by mortgage companies to collect amounts such as hazard insurance, property taxes, private mortgage insurance and other required payments from the mortgage holders; these payments are necessary to keep the home but are not technically part of the mortgage. Impound accounts […]

Three Reasons to be Pre Approved for Your Mortgage Before Shopping for a Home in CA Bay Area

  Posted by Jason Wheeler | New here? Read our feed It’s so easy to get a mortgage pre-approval letter. It should only take about 15 minutes on the phone with a good Loan Officer and just a bit of work gathering a few income documents. So many people out there want to looking for […]

10 California Private Money Portfolio Lending Scenarios… FUNDED – We Can Close When Your Lender Says NO.

STILL NEED TO CLOSE THIS MONTH??? have a purchase go sideways on last minute? need to get a real appraiser of your choice out there? We are not HARD money!!! Programs: We specializes in loans slightly outside the box, we are not always agency sellers so most of our loans represent agency fallout or turn down’s […]

NO DOWN PAYMENT FOR VETERANS! 100% FINANCING

Did you know that as a Veteran you can finance up to 100% of your next Real Estate Purchase if you are eligible?  We can quickly verify your eligibility for your VA benefits and help you secure your VA financing that you deserve for serving in the US armed forces. There is really not much […]

5 Tips When Finding a Lender. What is the Difference Between a Retail Direct Lender and a Wholesale Mortgage Broker in the CA Bay Area?

Posted by Jason Wheeler | Subscribe Lately I’ve had a lot of questions and concerns from clients and Realtors in the CA Bay Area real estate market place about the difference between a "Direct Lender" a "Retail Lender" and a "Wholesale Broker" What are the main differences and benefits of working with one or the […]

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