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	<title>JasonWheeler.biz &#187; Mortgage Tips</title>
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		<title>Home Sales Surge in Pleasant Hill California While Surrounding Cities Stay Flat</title>
		<link>http://www.jasonwheeler.biz/home-sales-surge-in-pleasant-hill-california-while-surrounding-cities-stay-flat/</link>
		<comments>http://www.jasonwheeler.biz/home-sales-surge-in-pleasant-hill-california-while-surrounding-cities-stay-flat/#comments</comments>
		<pubDate>Wed, 04 Jan 2012 05:47:40 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<category><![CDATA[Mortgage Tips]]></category>
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		<description><![CDATA[Posted by Jason Wheeler &#124; Fully Follow Me &#124; Subscribe Home sales in Pleasant Hill California have had quite a surge in the last month and reach their highest point in the last year. Do you think this trend will continue? Surrounding cities that share a border with Pleasant Hill CA such as Lafayette, Concord, [...]


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		<title>New Year 2012 CA Bay Area Mortgage Trends Best Rates in teh Bay</title>
		<link>http://www.jasonwheeler.biz/new-year-2012-ca-bay-area-mortgage-trends-best-rates-in-teh-bay/</link>
		<comments>http://www.jasonwheeler.biz/new-year-2012-ca-bay-area-mortgage-trends-best-rates-in-teh-bay/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 23:59:36 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<guid isPermaLink="false">http://www.jasonwheeler.biz/?p=2149</guid>
		<description><![CDATA[Posted by Jason Wheeler &#124; Fully Follow Me &#124; Subscribe By MIA LAMAR Average fixed mortgage rates in the U.S. over the past week finished the year near all-time lows, with the 30-year home loan at 3.95%. According Freddie Mac&#8217;s weekly survey of mortgage rates, the rate for a 30-year fixed-rate mortgage has been at [...]


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		<title>Getting a VA Home Loan with Imperfect Employment History in the CA Bay Area</title>
		<link>http://www.jasonwheeler.biz/getting-a-va-home-loan-with-imperfect-employment-history-in-the-ca-bay-area/</link>
		<comments>http://www.jasonwheeler.biz/getting-a-va-home-loan-with-imperfect-employment-history-in-the-ca-bay-area/#comments</comments>
		<pubDate>Thu, 29 Dec 2011 08:41:36 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<guid isPermaLink="false">http://www.jasonwheeler.biz/?p=2135</guid>
		<description><![CDATA[&#160; Posted by Jason Wheeler &#124; Fully Follow Me &#124; Subscribe Guest post by Kevin Pearia Tips to Secure a VA Home Loan with Imperfect Employment History The mortgage meltdown seen in recent years made securing a home loan more difficult than most people can remember. Conventional lenders tightened lending requirements, which made it nearly [...]


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		<title>Today&#8217;s Best Mortgage Interest Rates for California SF Bay Area Loans</title>
		<link>http://www.jasonwheeler.biz/todays-best-mortgage-interest-rates-for-california-sf-bay-area-loans/</link>
		<comments>http://www.jasonwheeler.biz/todays-best-mortgage-interest-rates-for-california-sf-bay-area-loans/#comments</comments>
		<pubDate>Mon, 07 Nov 2011 05:15:49 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<guid isPermaLink="false">http://www.jasonwheeler.biz/?p=2008</guid>
		<description><![CDATA[Posted by Jason Wheeler &#124; Fully Follow Me &#124; Subscribe So&#8230; you want today&#8217;s best mortgage rates for your home purchase or refinance? Bank rates change daily and sometimes multiple times daily. See below for most up to date data on mortgage trends. If you would like pin point pricing you should email or call [...]


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		<title>Changes to Obama&#8217;s HARP Program 2011 Could Help Many in SF Bay Area</title>
		<link>http://www.jasonwheeler.biz/changes-to-obamas-harp-program-could-help-many-in-sf-bay-area/</link>
		<comments>http://www.jasonwheeler.biz/changes-to-obamas-harp-program-could-help-many-in-sf-bay-area/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 20:56:06 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<description><![CDATA[Posted by Jason Wheeler &#124; Fully Follow Me &#124; Subscribe Update 1/25/2012 &#8211; This program is set to be released in March 2012.  Right now there is a huge back log of people pre-applying so the process may take some time.  Apply today for this program and get your file ready and in line when [...]


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		<title>Home Affordable Refinance Program (HARP) Gets Revamp From Obama in the SF Bay Area</title>
		<link>http://www.jasonwheeler.biz/home-affordable-refinance-program-harp-gets-revamp-from-obama-in-the-sf-bay-area/</link>
		<comments>http://www.jasonwheeler.biz/home-affordable-refinance-program-harp-gets-revamp-from-obama-in-the-sf-bay-area/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 16:20:22 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<guid isPermaLink="false">http://www.jasonwheeler.biz/?p=1933</guid>
		<description><![CDATA[&#160; Posted by Jason Wheeler &#124; Fully Follow Me &#124; Subscribe The Home Affordable Refinance Program HARP is alive and well in the SF Bay Area. Most lenders will go up to 110% of your homes current value however wer work with several lenders that will allow for up to 125% of the homes value. [...]


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		<title>Loan Denied by Wells Fargo, Chase or Bank of America?  I Can Likely Still Help You</title>
		<link>http://www.jasonwheeler.biz/loan-denied-by-wells-fargo-chase-or-bank-of-america-i-can-likely-still-help-you/</link>
		<comments>http://www.jasonwheeler.biz/loan-denied-by-wells-fargo-chase-or-bank-of-america-i-can-likely-still-help-you/#comments</comments>
		<pubDate>Tue, 25 Oct 2011 01:02:24 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<guid isPermaLink="false">http://www.jasonwheeler.biz/?p=1926</guid>
		<description><![CDATA[Posted by Jason Wheeler &#124; Fully Follow Me &#124; Subscribe &#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212; Things sure have been busy the past few months with a major refinance boom happening. In the past three months I&#8217;ve been able to several people refinance thier home and save a ton of money. If you have not asked me about my lending [...]


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		<title>Why did the Government FHFA Sue the Nations Largest Banks.  How will it Effect SF Bay Area Real Estate and Lending?</title>
		<link>http://www.jasonwheeler.biz/government-fhfa-sues-12-of-the-nations-largest-banks/</link>
		<comments>http://www.jasonwheeler.biz/government-fhfa-sues-12-of-the-nations-largest-banks/#comments</comments>
		<pubDate>Fri, 02 Sep 2011 20:24:08 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<description><![CDATA[Posted by Jason Wheeler &#124; Fully Follow Me &#124; Subscribe It looks like the Federal Housing Finance Agency (FHFA) will be suing banks like Bank of America, Barclays, JP Morgan Chase and many others. The FHFA says many mortgage loans given in the SF Bay Area and through out the United States have been Fraudulent [...]


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		<title>What&#8217;s Happening In Real Estate and Mortgages Today</title>
		<link>http://www.jasonwheeler.biz/whats-happening-in-real-estate-and-mortgages-toda/</link>
		<comments>http://www.jasonwheeler.biz/whats-happening-in-real-estate-and-mortgages-toda/#comments</comments>
		<pubDate>Sat, 30 Jul 2011 00:10:07 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<description><![CDATA[Posted by Jason Wheeler &#124; Fully Follow Me &#124; Subscribe Rates continue to drop the week of July 29th 2011 for Contra Costa Mortgage applicants. &#160; Chart from Investools.com Heres the weekly report according to the Wall Street Journal Mortgage rates in the U.S. were again little changed over the past week, as readings on [...]


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		<title>Why Use A Private Portfolio Mortgage Lender</title>
		<link>http://www.jasonwheeler.biz/why-use-a-private-portfolio-mortgage-lender/</link>
		<comments>http://www.jasonwheeler.biz/why-use-a-private-portfolio-mortgage-lender/#comments</comments>
		<pubDate>Thu, 12 May 2011 04:13:32 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<description><![CDATA[&#160; Posted by Jason Wheeler &#124; Fully Follow Me &#124; Subscribe I&#8217;m always talking to people about the benefits of working with myself and Clarion Mortgage Capital compared to what I call the big three retail lenders. Bank of America, Chase, and Wells Fargo. While these big retail banks have the marketing dollars to get [...]


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		<title>HomePath Financing East Bay Area Contra Costa &#8211; 3.5% Credit for Closing Cost From Fannie Mae</title>
		<link>http://www.jasonwheeler.biz/homepath-financing-east-bay-area-contra-costa-3-5-credit-for-closing-cost-from-fannie-mae/</link>
		<comments>http://www.jasonwheeler.biz/homepath-financing-east-bay-area-contra-costa-3-5-credit-for-closing-cost-from-fannie-mae/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 00:02:46 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
				<category><![CDATA[Articles]]></category>
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		<description><![CDATA[Posted by Jason Wheeler &#124; Subscribe HomePath Mortgage allows a borrower to purchase a Fannie Mae-owned property with a low down payment, flexible mortgage terms, no lender-requested appraisal and no mortgage insurance. Expanded seller contributions to closing costs are allowed. Currently Fannie Mae is offering up to 3.5% of the purchase price as credits towards [...]


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		<title>What is an Impound Account &#8211; Why Do I Need an Escrow Account When I Buy Bay Area Real Estate?</title>
		<link>http://www.jasonwheeler.biz/what-is-an-impound-account-why-do-i-need-an-escrow-account-when-i-buy-bay-area-real-estate/</link>
		<comments>http://www.jasonwheeler.biz/what-is-an-impound-account-why-do-i-need-an-escrow-account-when-i-buy-bay-area-real-estate/#comments</comments>
		<pubDate>Thu, 14 Apr 2011 20:20:53 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<description><![CDATA[Posted by Jason Wheeler &#124; Subscribe &#160; What is an Impound Account? An account maintained by mortgage companies to collect amounts such as hazard insurance, property taxes, private mortgage insurance and other required payments from the mortgage holders; these&#160;payments are necessary to keep the home but are not technically part of the mortgage. Impound accounts [...]


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		<title>Three Reasons to be Pre Approved for Your Mortgage Before Shopping for a Home in CA Bay Area</title>
		<link>http://www.jasonwheeler.biz/three-reasons-to-be-pre-approved-for-your-mortgage-before-shopping-for-a-home-in-ca-bay-area/</link>
		<comments>http://www.jasonwheeler.biz/three-reasons-to-be-pre-approved-for-your-mortgage-before-shopping-for-a-home-in-ca-bay-area/#comments</comments>
		<pubDate>Tue, 05 Apr 2011 23:24:42 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<description><![CDATA[Posted by Jason Wheeler &#124; New here? Read our feed So many people out there want to looking for their next dream home but have no idea what they can afford or even if they can get a loan on any property at all. I tell people they should be pre-approved before even speaking to [...]


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		<title>How to Save Your Home From Foreclosure in the California Bay Area &#8211; Four Government Financing Assistance Programs</title>
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		<pubDate>Tue, 29 Mar 2011 04:56:40 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<description><![CDATA[Posted by Jason Wheeler &#124; New here? Read our feed If you are close to losing your home or know someone who is, California has 4 NEW Housing Finance programs that can provide direct assistance to help prevent foreclosure for you and the families you know in the San Francisco Bay Area and all over [...]


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		<title>10 California Private Money Portfolio Lending Scenarios&#8230; FUNDED &#8211; We Can Close When Your Lender Says NO.</title>
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		<comments>http://www.jasonwheeler.biz/private-money-portfolio-lending-scenarios-funded-we-can-close-when-your-lender-says-no/#comments</comments>
		<pubDate>Thu, 03 Mar 2011 02:12:58 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
				<category><![CDATA[Mortgage Tips]]></category>
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		<description><![CDATA[&#160; Article by Jason Wheeler &#124; Read our Feed &#124; 925-285-2172 STILL NEED TO CLOSE THIS MONTH??? have a purchase go sideways on last minute? need to get a real appraiser of your choice out there? We are not HARD money!!! Programs: We specializes in loans slightly outside the box, we are not always agency [...]


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		<title>VA Loans from the Veteran Administation &#8211; 100% Financing Available for Veterans</title>
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		<pubDate>Thu, 03 Mar 2011 01:38:16 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<description><![CDATA[&#160; Posted by Jason Wheeler &#124; Fully Follow Me &#124; Read More The Veterans Administration loan program enables veterans and active duty personnel to purchase or refinance a home with favorable loan terms including 100% financing!. FEATURES AND BENEFITS 15- or 30-year fixed-rate mortgage. 100% Financing Available 3- or 5-year adjustable-rate mortgage. No down payment [...]


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		<title>5 Tips When Finding a Lender. What is the Difference Between a Retail Direct Lender and a Wholesale Mortgage Broker in the CA Bay Area?</title>
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		<pubDate>Wed, 16 Feb 2011 05:27:05 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<description><![CDATA[Posted by Jason Wheeler &#124; Subscribe Lately I&#8217;ve had a lot of questions and concerns from clients and Realtors in the CA Bay Area real estate market place about the difference between a &#34;Direct Lender&#34; a &#34;Retail Lender&#34; and a &#34;Wholesale Broker&#34; What are the main differences and benefits of working with one or the [...]


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		<title>Why is Getting a Financial Mortgage Review is Like Going to the Dentist?  Bay Area Financing can be a &#8220;Pain&#8221;</title>
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		<pubDate>Mon, 07 Feb 2011 19:58:19 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<description><![CDATA[Posted by Jason Wheeler &#124; New here? Read our feed Getting a financial review or a Mortgage Review is kind of like going to the dentist&#8230; Nobody likes going to the dentist, and nobody likes getting teeth pulled and poked at. However if you DON&#8217;T get that check up at least twice a year the [...]


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		<title>Continue to Rent or Be Grown up? Five Reasons you Should Buy A Home This Year in the CA Bay Area</title>
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		<pubDate>Sun, 06 Feb 2011 22:43:26 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
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		<comments>http://www.jasonwheeler.biz/how-to-successfully-negotiate-credit-card-debt-payoff-9-easy-steps-to-debt-freedom-and-credit-repair-in-the-california-bay-area/#comments</comments>
		<pubDate>Wed, 22 Dec 2010 03:52:00 +0000</pubDate>
		<dc:creator>Jason Wheeler - Bay Area Mortgage Lender - Pro Networker</dc:creator>
				<category><![CDATA[Articles]]></category>
		<category><![CDATA[Mortgage Tips]]></category>
		<category><![CDATA[9 easy steps to credit repair]]></category>
		<category><![CDATA[9 tips]]></category>
		<category><![CDATA[Bay Area]]></category>
		<category><![CDATA[credit card bills]]></category>
		<category><![CDATA[credit payoff]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[debt reduction calculator]]></category>
		<category><![CDATA[successfuly negotiate credit settlement]]></category>

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		<description><![CDATA[Posted by Jason Wheeler &#124; New here? Subscribe to our feed // < ![CDATA[ // < ![CDATA[ google_ad_client = "ca-pub-1015233057604760"; /* 250x250, created 3/30/10 */ google_ad_slot = "8819021384"; google_ad_width = 250; google_ad_height = 250; // ]]&#62; I talk to people all the time who are in over their head with credit card debts and have [...]


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