When you are looking for a Jumbo High Balance Loan in California or in the Bay Area in general it can be difficult to secure financing for a high end 2nd home or an investment property with a 20% down payment.
Most Jumbo High Balance Lenders will only let you finance 70% of the purchase price. We are proud to offer some of the most competitive rates on loans from $729,000 up to 2 Million Dollars. Our Loan Process is pretty easy and we can close quickly.
Here are just a few of the things we can do with 2nd homes and Investment properties most retail lenders like Citibank Bank of America and Wells Fargo can’t touch! To top it off we guarantee to beat their pricing! Get in touch and ask us about our pricing guarantees and 30 day close guarantees on purchases.
- Loans on 2nd Homes and Investment Properties up to 75% or 80% Loan to Value (LTV)
- Jumbo Loans on 1 Unit to 4 Unit Investment Properties
- Interest Only programs available
- 40 Year Amortization for lower loan payments
Call or Email Us now for a Quick Approval and Personalized Quote 925-285-2172
Investor relationships are key when you are referring to getting a loan. Especially if you are applying for a Jumbo Loan
amount above $700,000. In today’s volatile lending environment it has become more and more difficult to secure financing
especially for large loans and high end properties. We are very proud to announce that we have the ability to fund Jumbo Loans above $5,000,000 in many cases.
- Portfolio Lender – Private investors not Fannie Mae and Freddie Mac
- Loan Amounts to $500,000 (May go higher – case by case basis)
- LTV’s to 80% for Purchase & Rate and Term
- Cash-out to 65% LTV / 70% CLTV
- Condo’s to 60% LTV, to 70% on select Condo Projects
- Second Homes and 2-4 Units to 70% LTV
- Non-Owners – Investment Property to 50% LTV to $1,000,000
- Pledged Asset Portfolio Loan Program
- Vesting Title in Entities Program, LLC’s, Trusts,
- Partnerships and Sub-S Corp
- Local Manual Underwrite to every file
We Have the Tools To Unlock The Money Leverage you Need!
SF Gate Says jumbo mortgages are hard to get but DON’T worry about it. We can do your loan! One of the Bay Areas biggest Real Estate Sites Redfin will tell you that these loans are tough to come by too! The fact is you need banking relationships like ours!
If you are a Real Estate Agent and you are looking to break into the high end market place in the Contra Costa East Bay Area you must have a reliable source for funding your high end Jumbo deals. Many lenders cannot deliver on this type of loans in the current market place but we have the expertise and the relationships needed in order to fund these deals for you high end buyers.
As you can see we get Jumbo Loans DONE when other lenders can’t do it. We primarly do this in cities across the SF Bay Area like, Orinda, Lafayette, Pleasant Hill, Alamo, Blackhawk, San Ramon, Walnut Creek, San Francisco and Oakland.